Farmers Awareness and Perception Towards Crop Insurance
Dr. M. Sukanya, Associate Professor & HOD, SMS, SNIST, Hyderabad (Telangana), India.

Manuscript received on 18 August 2019 | Revised Manuscript received on 29 August 2019 | Manuscript Published on 06 September 2019 | PP: 1072-1074 | Volume-8 Issue- 6S, August 2019 | Retrieval Number: F12040886S19/19©BEIESP | DOI: 10.35940/ijeat.F1204.0886S19
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Abstract: Agriculture production is not guaranteed due to natural calamities like floods, droughts, cyclones, and, etc. The risk-bearing capacity of small farmers is limited. This study investigates the awareness and perception of farmers towards crop insurance in Karimnagar district of Telangana state. Thereby to minimize the risk and uncertainty in agriculture production, the government of India and also the state governments have launched several schemes such as National agriculture scheme and weather based scheme insurance scheme. Questionnaire designed to collect the data and projects the perception of farmers under tenancy are not ready to take the crop insurance as they are already paying the lease charges some of them are not ready to take up crop insurance due to high rate of premiums, it is observed that the farmers having the fewer acres of land have a thought that crop insurance does not fetch them. Concluding remarks of the article are insurance agencies should take a step forward to educate the farmers about crop insurance benefits and its uses, and also by reducing the premium rates & claim settlement procedures.
Keywords: Crop Insurance, Agriculture Production, Perception of farmers, Insurance Agencies and Government Schemes.
Scope of the Article: Context Awareness and Personalization